how to budget for christmas

Budgeting for Christmas can be a daunting task, but it's essential to have a plan. To make sure you don't overspend and have enough money for the holiday season, try these tips: -Set a budget and stick to it. Make a list of all the people you want to buy gifts for and the amount of money you can spend on each person. This way, you'll know exactly how much money you have to work with and can avoid overspending. -Plan ahead and start shopping early.