Oh, I'm so sorry to hear that. Layaway is a great option for people who may not have enough money to pay for something all at once. It allows you to put down a small deposit and then make regular payments until the item is paid off. I'm not sure if Walmart is doing layaway this year, but you can check with them or other stores to see if they offer this service. Remember, it's important to have a plan for how you will pay for things and not to spend more than you can afford.