is xmas day a bank holiday

Yes, Christmas is considered a bank holiday in many countries around the world, including the United States, Canada, the United Kingdom, and Australia. It is a day off for most people, giving them a chance to spend time with family and friends, enjoy the festivities, and celebrate the spirit of the season. While some businesses may remain open, many others will be closed or operating on a reduced schedule. The exact dates and duration of bank holidays may vary depending on the country and region.