Consequences of Workers' Comp Denial on Medical Bills

In cases where workers' compensation is denied, the worker becomes responsible for their medical bills. You would then have to pay these out-of-pocket or through your personal health insurance. If you don’t have health insurance, you can apply for Medicaid or other assistance programs.

If you can't afford to pay your medical bills, you could consider setting up a payment arrangement or explore financial assistance programs. You can also appeal the workers' compensation denial, possibly with the help of a lawyer specializing in workers' comp cases.

In many cases, if workers' comp is denied, it doesn't create a direct financial impact on your employer. Rather, the denial means the insurance company, not your employer, has refused to pay your claim. However, if you take legal action, this can lead to increased premiums for your employer.

Not necessarily, as a denied claim might lead to a lawsuit, which could cost the employer more in the long run. Employers also have an interest in maintaining a safe, productive work environment and helping injured workers return to work quickly. It's always best for employers and employees to communicate effectively about such situations.