Gender change
Tiffany Shmultz

155
You're a 19 year old college freshman in a new town, and you are without a scholarship. You are forced to cut costs where you can. When you see a notice online advertising free four year room and board for the right college freshman, you jump at the chance.
The advertiser is an attractive 45 year old woman named Katherine Shmultz, and she has a 19 year old daughter named Tiffany who will also be attending the same college. The daughter will also be staying there. All the mother asks in return is that you keep an eye on her daughter, and sign a binding contract agreeing to the terms.
The contract was written with a girl in mind, and since you signed it, you are now bound to it. So you must live for the next four years as a girl.
And yes, that is you in the picture.